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Independence, with a partner who knows your name.

Registered Investment Advisor + Independent Broker-Dealer offering multi-custodian flexibility, management-led transitions, common-sense compliance, and technology that fits the way you work.
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A Flexible Product & Service Shelf

Our solutions are designed to support your independent practice with the flexibility and choice you need to serve your clients best.
Fee-Based Advisory
Operate under Harbour's corporate RIA or your own.
Premium Schwab partner and NO platform fee!
Access institutional managers via Model Market Center, Harbour Traded Models, or third parties.
Direct Business
Broad selling agreements for mutual funds, variable annuities, and 3rd-party money managers.
Covers nearly every major carrier in the retail market.
No additional fees are charged by Harbour for direct accounts.
Insurance Services
Dedicated support for fixed life and fixed annuity business.
Freedom to select the insurance providers that best fit your clients.
Certain insurance relationships may credit toward your payout.
Brokerage Services
Retail clearing through our partner, BNY Mellon | Pershing.
Services include safekeeping, segregation, and reporting.
A structure with a primary focus on client asset protection.
A Proven, White-Glove Transition
Our three-step process ensures a smooth and predictable transition to Harbour with dedicated, management-led support.
1
Plan
Our onboarding process is personalized, compliant and efficient.
2
Prepare
Tailored to your needs and clients so everything is prepared for your Go Live date.
3
Go Live
Coordinated client communications and transparent account tracking through to completion.
Your Back Office, Upgraded
Harbour is committed to continually enhancing its software offerings. Below is a list of our current programs.
Atlas (Salesforce)
DocuSign
Email Supervision (Smarsh)
ComplySci
Quest (CE/attestations)
Black Diamond with Morningstar DAS
Redtail & Other CRMs
Quik!
Vendor DD Solution
Jump AI
My Rep Chat & other texting applications
FMG Suite
Why Harbour?
Strong working relationships, loyalty, personal connections, honesty, and integrity-these are the pillars that have supported our growth every year since 1987. We're proud to be a partner who knows your name.
$0M
Average Advisor's Assets Under Management
$0K
Average Production per Advisor
0+
Producing Advisors
$0B Total
Asset Under Management
Frequently Asked Questions

Founded in 1987, Harbour has been supporting independent advisors for more than 35 years. Our longevity speaks to the strength of our culture, consistent leadership, and commitment to advisor success.

Harbour’s difference lies in its personalized approach and advisor-first culture. We’re large enough to offer competitive technology, payouts, and compliance support, but small enough to know each advisor by name. Decisions are made quickly, and leadership remains directly accessible to every advisor.

Advisors at Harbour enjoy true independence. You choose how to structure your practice, select your clients, and brand your business while leveraging Harbour’s resources for compliance, technology, and operations. We believe in empowering advisors to grow their businesses on their own terms.

We know that transitioning can feel daunting, so Harbour assigns each incoming advisor a dedicated transition team to guide them through every step, from paperwork and licensing to account transfers and technology setup. Our streamlined process minimizes downtime and ensures a smooth, confident move for you and your clients.

Harbour does not impose platform fees — a true rarity in our industry. This means advisors retain more of their revenue while still enjoying access to Schwab, Pershing, model marketplaces, and comprehensive back-office support. The result? Greater flexibility, operational efficiency, and enhanced profit potential.