What does Harbour Investments mean to you?
Your financial professional must be registered with a broker-dealer (BD) to conduct securities business or a registered investment advisor (RIA) to conduct advisory services. Harbour Investments is a full service, non-carrying broker-dealer and registered investment advisor.
Full service means we deal with all financial products:
- mutual funds
- variable annuities
- variable life
- stocks
- bonds
- CDs
- and more.
Non-carrying means we do not hold cash or securities.
Broker dealers are the intermediaries in the securities industry.
We acquire relationships with leading mutual funds, insurance companies and clearing firms. Financial professionals have clients that they do business with, which is processed through the broker-dealer. The broker-dealer enforces the rules and regulations of the industry, as well as assuring a superior level of service. All broker-dealers and their representatives are registered with the Financial Industry Regulatory Authority. Verification of Harbour’s registration and the registration of our registered representatives can be found under the FINRA Broker Check area at https://brokercheck.finra.org/.
Our Disclosures
Registered broker-dealers and registered investment advisors are required to provide a new customer or client relationship summary (also called Form CRS or ADV Part III) to retail investors.
This letter is to make you aware of information you are or will be receiving from Harbour and the various sponsors we work with.
Harbour and its Investment Adviser Representatives (“IARs”) have a duty to disclose potential and actual conflicts of interest to their clients.
Harbour Investments, Inc. strives to provide extraordinary customer service to our clients. In the event that we are temporarily unavailable due to an uncontrollable circumstance, we are providing our clients with a brief overview of how we plan to recover access to us in a reasonable amount of time.
Know your rights and your responsibilities as a client!
This brochure provides information about the qualifications, business practices and disclosures of Harbour Investments, Inc.
An investor brochure is posted on the website of the Municipal Securities Rule Making Board, www.msrb.org that describes complaint procedures with the appropriate regulatory authority and protections available under the Board’s Rules.
Our Privacy Policy has been reasonably designed to ensure the security of your financial and personal information.
Harbour is a member of the Securities Investor Protection Corporation (“SIPC”). You may obtain information about SIPC, including the SIPC brochure, by visiting their website or calling (202) 371-8300.
Rule 606 requires broker-dealers that route customer orders in equities and option securities to publish reports that provide a general overview of their routing practices.
Within two weeks of signing a Harbour Investments CIP you will get a letter verifying basic information you submitted. Please verify the accuracy of this information. The document “CIP Terms” was created to help better understand the terminology used in this letter.