Philip Brandt

Brandt Wealth Advisors

4415 Duke St
Suite 2 East
Kalamazoo, MI 49008

I Am Licensed and Registered as Follows:
1. Insurance Agent
  1. I am a licensed insurance agent and am authorized to represent various companies as I offer, sell and service insurance products on their behalf.
2. I am not an Investment Advisor Representative with Harbour Investments.
Services I Provide:
1. As an investment advisor, I act in the best interest of my clients and do not place my own interests ahead of my clients.
2. I provide portfolio management services and receive a disclosed percent of assets under management as compensation. Specific services provided are outlined in Harbour Investments Asset Management Services Agreement.
3. I act as a solicitor of an investment manager(s) to manage client assets. I receive a disclosed percent of assets under management as compensation. The investment manager also charges a management fee. Total fees are disclosed in the Harbour Investments Third Party Money Managers Program Services Agreement.
4. I provide non-portfolio management services and assess a flat or hourly fee at a disclosed dollar amount as compensation. Specific services provided are outlined in the Harbour Investments Financial Planning & Investment Consultation Services Agreement.
5. I use third party financial tools for portfolio analysis and to support various planning needs.
Personal Conflict of Interest:
1. Whether via an investment product, insurance product or advisory platform, I do receive commissions or fees on the product and services that I recommend for you. You are under no obligation to purchase these products or services. All costs will be disclosed in writing at the time of purchase.
2. I do attend training and product informational meetings sponsored by investment companies, insurance companies, Harbour Investments and various other companies. I have received reimbursements for travel, meals and entertainment. Please ask me about any recent situations.
3. As a complement to my practice, I do utilize various Fixed Marketing Organizations (FMO’s). Many FMO’s offer proprietary insurance products that I may recommend for your portfolio. These companies do provide training, marketing material, financial planning tools and in some cases production rewards. Please ask me about any recent assistance I have accepted.

Form ADV Part II Brochure Supplement for Philip Brandt BrokerCheck by FINRA Form ADV Part II Form ADV Part III / Form CRS

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